How to Invest 1 Lakh Rupees for Short to Medium Term: Best Strategies and Platforms

Investing 1 lakh rupees can be a strategic way to grow your wealth, especially if you have a time horizon of one to two years. In this guide, we will explore the best investment options and platforms, including stock investments, peer-to-peer (P2P) lending, and a modern investment app designed for your financial goals.

Invest in Best Stocks for Long Term

Investing in stocks is a popular choice for long-term growth. Here are five carefully selected stocks that you can consider:

Tata Power CMP Rs 202 Exide CMP Rs 175 IRCTC CMP Rs 607 Glenmark CMP Rs 438 CDSL CMP Rs 991

With a total investment of Rs 1 lakh, you can allocate Rs 20,000 to each stock. Select any five among these six stocks, keeping a diversified portfolio in mind. This approach can help you spread the risk while aiming for potential returns.

Intraday Trade Ideas and Learning

For those interested in intraday trading, following a reputable channel can be beneficial. Consider subscribing to the Stock Masters Telegram channel. This channel offers intraday trade setups and long-term learning resources. Remember, this is for educational purposes, and before making any investments, it is advisable to seek professional advice.

Peer-to-Peer (P2P) Investments

P2P investments are a growing trend in the financial world. These investments are typically offered through online platforms that allow individuals to lend money to borrowers. Here are some key points to consider:

Minimum duration of 2-5 years is recommended for P2P investments. Risk level is moderate. Both SIP (Systematic Investment Plan) and lump sum options are available. RBI (Reserve Bank of India) has recognized P2P lending. For investments up to 50 lakhs, opening one to two accounts may be necessary. P2P investments are a good way to lend in the digital era. Estimated returns vary from 15% to 18% per annum.

For an investor with 1 lakh rupees, a SIP of Rs. 1500 per month is a safe and effective way to start. Over the past three years, the author of this advice has consistently achieved returns around 15% per annum.

Invest Wisely and Securely with Tarrakki App

The Tarrakki app is designed to make the investment process simple and secure for users. Here’s how you can benefit from this platform:

Download and Login

Download the Tarrakki app from the App Store or Google Play. Login using your credentials.

Investment Strategies

View the investment strategies on the home screen. Select the type of strategy you want to invest in, whether long-term or short-term. Choose between conservative, moderate, or aggressive investment strategies.

Recommended Funds

Based on the selected strategy, you will receive a list of recommended mutual funds. You can choose to start a Systematic Investment Plan (SIP) or invest a lump sum. Tarrakki simplifies the process by allowing seamless payments via net banking.

The Tarrakki app allows you to invest paperlessly, ensuring secure transactions. Our smart algorithms assist you in making the right decisions based on your risk and time horizon.

Further Assistance

If you have any questions or need further assistance, please reach out to us at info@ Our team is always here to help.

Invest wisely with Tarrakki and towards prosperity!