How to Transfer Money from Venmo to Cash App: A Comprehensive Guide

The flexibility to transfer money between different financial platforms can greatly enhance your digital financial management experience. While you can’t directly transfer funds from Venmo to Cash App, there are several effective methods to move money between these two apps. In this guide, we will explore the most efficient ways to perform this transfer, including using your bank account as an intermediary, linking Venmo debit cards, and utilizing a shared bank account. Follow these steps to ensure a smooth and hassle-free transfer.

Using Your Bank Account as an Intermediary

The most straightforward and widely applicable method is to use your bank account as a bridge for the transfer between Venmo and Cash App. Here are the step-by-step instructions for each direction:

Transferring from Venmo to Your Bank Account

Open the Venmo app and go to your balance. Select the option to transfer funds to your linked bank account. This process usually takes 1-3 business days, with a standard transfer being instant but with a fee.

Transferring from Your Bank Account to Cash App

Once the funds are deposited into your bank account, open the Cash App and choose to add funds from your bank account.

This indirect method allows you to move money from Venmo to Cash App without any direct integration issues.

Adding Venmo Debit Card as a Payment Method on Cash App

For a more seamless experience, you can add your Venmo debit card as a payment method on Cash App. This method effectively allows you to use your Venmo card as a payment source on Cash App without transferring funds outright. Here’s how you can do it:

Adding Venmo Debit Card to Cash App on Android

Open the Cash App and go to My Account. Select the Link Banks option. Pick the Link Credit Card and then select your Venmo debit card. Enter the required credentials and then tap on Add your Venmo debit card. To pay, simply select your Venmo debit card as the payment source. If you use a Venmo credit card, there will be a 3% fee.

Using Cash App Direct Deposit as a Bridge

Another way to bypass direct transfer restrictions is by linking your Cash App to Venmo via Direct Deposit. This method helps in transferring money directly from your Venmo account to your Cash App:

Setting Up Direct Deposit on Cash App

Open the Cash App and tap on the dollar sign to navigate to the My Cash tab. From there, tap on the Cash button. Navigate to the Direct Deposit section and tap on Get Account Number. Enable account by tapping the Enable Account button. Copy the Routing Number and Account Number that will be displayed. Go to the Venmo app and navigate to Settings (three horizontal lines). Select Payment Methods and add a Bank or Card. Paste the copied routing and account numbers into the relevant fields and complete the verification process.

This setup allows you to use your Cash App account as a virtual bank for your Venmo funds, enabling seamless transfers.

Using Cash App Cash Card

Another option is to use your existing Cash App Cash Card for the transfer. This approach eliminates the need to set up Direct Deposit on Cash App:

Adding Cash Card as Payment Method on Venmo

On the Venmo app, go to Settings and then to Payment Methods. Select Add a Bank or Card and choose Card. Enter the card information using your phone’s camera or manually.

Note that while this process only allows you to send money from your Cash Card to Venmo, your Cash Card is a debit card, so you can receive instant transfers from Venmo with a 1% fee, with a minimum of $0.25 and a maximum of $10.

Linking Both Venmo and Cash App to Same Bank Account

You can also link both Venmo and Cash App to the same bank account to streamline the transfer process:

Transferring from Venmo to Bank Account

Transfer money from Venmo to the bank account. Ensure your bank account is linked and verified on your Venmo profile. Go to the Settings (three lines) and select Transfer to Bank or Transfer Money. Instant or 1-3 Biz Days options. Instant will incur a fee within 30 minutes, while the free option will take 1-3 business days. Confirm the transaction and transfer the funds.

Once the funds are in your bank account, you can use the Cash App to add funds from the bank account.

Conclusion

While there is no direct way to transfer money from Venmo to Cash App, there are several methods to accomplish this task. By using your bank account as a bridge, adding Venmo debit cards, or setting up a shared bank account, you can automate and simplify this process. Keep in mind different fees and timeframes for each method. With the right approach, transferring money between Venmo and Cash App can be both efficient and convenient.

Further Reading

Explore more about Venmo and Cash App on our website and review our services to enhance your financial management experience.