Reactivating Your Bank of India UPI Account: A Step-by-Step Guide

Reactivating your Bank of India UPI account can be easily done by following a few simple steps. This guide will walk you through the process, ensuring that you can regain access to your UPI services fast.

Understand Your Current Situation

First, it is essential to understand why your UPI account was deregistered. In this case, it seems the original account was removed from your mobile phone. Here are some reasons why this might have occurred:

Mobile reset or factory reset, Uninstallation of the Bank of India app, Misconfiguration or accidental removal of the UPI service.

Steps to Reactivate Your UPI Account

Reactivating your UPI account with Bank of India can be done through the following steps:

Method 1: Download the Bank of India App

Visit the official Bank of India website or the respective app store (Google Play Store or Apple App Store) and download the Bank of India app. Install the app on your device, following the on-screen instructions. Open the app and follow the login process, using your registered phone number or email and the associated password. Once logged in, navigate to the section that deals with UPI accounts (usually under 'UPI' or 'Online Payment'). Within the UPI section, select 'Add new' or 'Re-activate' your UPI account. Provide the necessary details, including the UPI ID you had set previously or the mobile number you registered with.

Method 2: Using Registered UPI Number Across Multiple UPI Apps

After downloading the Bank of India app, you may also try using your registered UPI number in other UPI apps like PayTM, Mobikwik, PhonePe, Amazon Cred, etc. Open the respective app and log in using your credentials. Navigate to the UPI section and check if your UPI ID or mobile number is already registered. If it is, you can proceed with your usual UPI transactions.

Important Considerations for Security and Limits

During the initial activation, there might be temporary transaction limits for security reasons. These limits are usually in place for the first 24 to 48 hours after you have re-registered your account. This is to ensure that any suspicious activities are promptly detected and addressed.

After this initial period, the transaction limits should be lifted. If you encounter any further issues, contact the customer service of your preferred UPI app or Bank of India for assistance.

Conclusion

Reactivating your Bank of India UPI account is straightforward following these steps. Whether you need to reinstall the Bank of India app or simply use your registered UPI number across other platforms, these methods should help you regain access to your UPI services quickly and efficiently.

Happy Banking!